How to Be Safe With Better Auto Insurance Rates

You are an experienced driver. You pride yourself on your expertise. Then, the inevitable thing occurs while texting on your cell phone: you get into an accident!

It’s a rock solid fact that no one in the auto insurance industry will deny. If you drive recklessly and get into an accident with your car, truck, van, motorcycle or RV, your coverage rates will go up – and that’s across the board with all the companies and carriers.

One of the most widely highlighted auto distractions is talking on your cell phone. But experts cite other sources of distraction that you may not have even considered before. With your life and other lives at stake, nothing – they say – but the road should be your focus. Anything other than the road will put you at a risk, causing you to become dangerously preoccupied.

Mind over Matter

Of course, if your mind is on something other than the matter of driving your vehicle, it is not a good thing. Despite our best efforts, the human mind is limited – able to process but a few things at a time. Thus, trying to do several duties simultaneously is definitely life-threatening.

Sight Distractions

Can you even imagine driving with your eyes shut? It’s a ridiculous notion, correct? When drivers preoccupy themselves with other activities while operating a car, it basically amounts to the same thing. Studies indicate that if you text while driving your vehicle at a speed of fifty-five miles per hour, you become distracted from your activity for about four and a half seconds. The risk makes you approximately twenty-three times more probable to get into a collision.

While texting certainly is the most common example of driver distraction, further instances consist of eating, drinking, changing radio stations, music and GPS gadgets, putting on cosmetics, perusing information and stretching your arm out to grab things. Every single one of such activities radically intensifies your chances to become involved in a crash.

A driver that becomes distracted is so much more likely to get into an auto accident:

• You are nine times more probable to crash when grabbing a moving object
• You are three times more probable to crash while perusing information
• You are two times more probable to crash when he or she eats and drives
• You are three times more probable to crash while applying cosmetics

Drive safe, be safe!

PRIME Insurance is an A++-rated, experienced independent agency that has won the industry’s admiration. Appointed to conduct direct business with scores of companies, such as ACE, AIG, Guard, Liberty Mutual, Peerless, MAPFRE, The Hartford, USLI and more, PRIME scouts its broad network to present tailored coverage at competitively lowest quotes.

Leave a Reply

Your email address will not be published. Required fields are marked *