4 Mistakes to Avoid When Buying Home Insurance

If you are searching for a home insurance policy, you need to make sure you know exactly what you are doing. There are many things to know about the process, and there is ample opportunity for mistakes if you don't know what to ask for. Here are some mistakes you do not want to make: Forgetting to Insure Your High Value Items One of the biggest things that many people ove...
Read More

What Is Homeowners Insurance and Why Is It Necessary?

Insured objects
A home is the single largest investment most folks will ever make. It can also be quite risky. Homes are damaged every single day in America. Flash floods, fires, earthquakes, hurricanes, and tornadoes can damage or completely destroy even the sturdiest of structures. Here, we will discuss the importance of protecting your investment with homeowners insurance. Why Do You Nee...
Read More

Reasons to Purchase Renters Insurance

When you don't own your home, you may think your landlord will protect you in the event of a fire, theft, or another mishap. The truth is, they only have to cover things within the dwelling that were there before you moved in, such as furnace repair, appliance replacement, or necessary maintenance. If something were to happen, such as a break-in or fire, you could lose all your...
Read More

Essential Things You Should Look for in Home Insurance

Your house is important to you, and likely the largest financial investment you will ever make. You want to protect your residence, and home insurance is a safe bet if you know what to look for. Learn how to benefit the most with this type of coverage. Natural Disasters Check with your city zoning committee to see if your residence is located in an area that is known for ...
Read More

7 Building Aspects That Impact Your Home Insurance Rates

If you are not very familiar with home insurance, it is useful to know the rebuilding value of your home and the value of its contents. The more expensive your home is to rebuild and the contents are to replace, the higher the premiums. It is important to know that insurers do not look at the market value of the home, but at estimated rebuild costs. We compiled an overview o...
Read More